Credit Sphere

A multi-tenant lending platform of independently deployable HTTP APIs — origination, credit, pricing, distribution, and the services that run them.

APIs

539

Business routes

Platform capabilities

Each card is one Credit Sphere service, described from its documented routes in 2 refs.

cs-gateway

Gateway

Gateway

Add an IP rule; it is in force within seconds on every replica

11 business routes

cs-tenant

Tenants
Tenant interest-rate sources

Create a tenant instance in tenant.provisioning

20 business routes

cs-admin

API limits
Kafka
Keycloak
Package features
Platform connections
Quota limits
Redis
Tenant package
Tenant packages
Tenant secret defaults
API clients
Tenant secrets

Add a platform-wide limit or a per-tenant override

74 business routes

cs-cms

Content types
Delivery
Entries

Create a content type

18 business routes

cs-authz

Authorization

Grant (or deny) a permission directly to a group, user or client

26 business routes

cs-referential-data

calendars
Referentials - Brokers
Referentials - Categories
Referentials - Countries
Referentials - Currencies
Referentials - Evidence
Referentials - External actors
Referentials - Languages
Referentials - Legal forms
Referentials - Loan purposes
Referentials - NACE codes
Referentials - Relationship types
Referentials - States
Referentials - Types

Create a relationship type

77 business routes

cs-product

Product types
Products
Product cashflow schemas
Product interest-rate components
Product pricing adjustments

Create a product assigned to a tenant and product type. The product is created in product.draft at version 1. The tenant must be in tenant.active. Optional purposePolicy constrains origination purpose codes. Optional interestRateComponents define the bank rate build-up. Optional pricingAdjustments add costs and discounts (in-rate or nominal; fixed, percent of principal, or customer-rate basis points).

35 business routes

cs-pricing

Pricing configurations
Pricing engines

Set up a versioned pricing configuration for an active product. Copies every product interest-rate component and pricing adjustment; commercial values are required. Created in pricing-configuration.draft.

19 business routes

cs-distribution

Channels
Sales points

Create the parent sales point and its mortgage subagents from a broker network. Completes company data from Graydon CreditSafe. Existing tenant sales points for the same broker ref are skipped.

19 business routes

cs-party

Party financial profile — external bookkeeping
Party financial profile — NBB annual accounts
Party financial profile — Graydon CreditSafe
Parties
Party financial profile — corporate linkage graph

Create a natural or legal person counterparty for an active tenant

58 business routes

cs-customers

Customers

Import or refresh a customer from Graydon CreditSafe company search

14 business routes

cs-simulation

Loan simulations

Create a loan simulation. When annualInterestRate is omitted, pricing details come from the pricing engine. Stored in loan-simulation.quoted when a rate is resolved, otherwise loan-simulation.draft. Omitting partyId issues a one-time retrievalToken for anonymous draft/quoted lookup.

8 business routes

cs-loan-request

Loan requests

Create a loan request, optionally originating from a ready loan simulation. Counterparties are attached separately; party and financial data stay in cs-party.

10 business routes

cs-document-interpretation

Document AI settings
Document interpretations
Service endpoints

Load one or more documents and extract structured data via the interpretation agent

11 business routes

cs-underwriting

assessments
Credit ratio limits
Credit ratio policies
Creditworthiness gates
Marital rules

Evaluate the Belgian creditworthiness gates (Book VII WER / CCD2) for an application — regime-resolved, full audit trace

16 business routes

cs-collateral

eligibility
properties
valuations

Decide whether a property is acceptable collateral, as of a date

16 business routes

cs-orchestration

process-definitions
process-incidents
process-instances
process-messages
process-simulations

Simulate a process definition against a hypothetical case

17 business routes

cs-numbering

numbering

Issue the next number for a tenant and product type

3 business routes

cs-integrations

becris
Graydon CreditSafe
Integration API Configs
OpenSanctions
Webhooks

Consult a BECRIS register (CKP/ICR or RKO/CCR) for one credit application

38 business routes

cs-vault

Crypto
Keys
PKI
Secrets

Encrypt plaintext with a tenant symmetric or asymmetric key

27 business routes

cs-billing

API usage
Exact Online
Platform invoices

Apply a flushed batch of usage deltas (idempotent on batchId)

22 business routes